Learn the Consequences of Lacking Business Insurance

When running a business, you get exposed to many internal and external risks. That means that events that are beyond your control can strike and cause extensive losses. Of course, having insurance cannot prevent you from experiencing accidents, fires, theft and wreckage from natural calamities. However, failing to have business insurance coverage can leave you in a devastating state when an unforeseen event occurs. These are the risks of running a business without insurance. [Read More]

All You Need To Know About Public Liability Insurance

Does your business have public liability insurance coverage? It is a cover that protects your business from third-party injury and property compensation claims. Below is a guide on how public liability insurance works and the considerations to make when taking a public liability insurance cover.  How Does Public Liability Insurance Work?  If a customer walks into your business premises and trips over a slippery surface, suffers a fracture and damages their laptop, the aggrieved party could sue the business for personal injury and property damage. [Read More]

3 Ways that You Benefit From Procuring the Services of an Insurance Broker

Insurance is the best shield that you have against all unforeseen eventualities in business and your personal life. For example, if you spend a lot of money buying a car, you would not want to lose your entire investment because of a road accident or other eventuality that leads to car damage. When shopping for insurance products, people generally want the best deal at the most affordable rate. Since you might not have the time and the energy to visit all insurers and see what they have to offer, you will need a broker. [Read More]

3 Considerations To Plan For Business Interruption Insurance

Are you experiencing floods, bushfires, storms or pandemics? While rare, these situations can occur and can affect your small business if you're not protected. Business interruption insurance is designed to cover vital costs while your business is closed or out of action. Here are some ways to help you plan for business interruption insurance: What Is Included And Excluded In Your Insurance Policy? It's important to understand what your business interruption insurance includes and excludes. [Read More]